Best Mastercard betting sites ranked
Every sportsbook listed below accepts Mastercard deposits and holds a valid license in the US states where it operates. The table covers the key numbers you'll want before choosing where to open an account.
| Sportsbook | Welcome offer | Min deposit via Mastercard | Withdrawal speed via Mastercard | Available states |
|---|---|---|---|---|
| BetMGM | Bet $10, get $150 in bonus bets if you win | $10 | Not available for withdrawals | AZ, CO, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, TN, VA, and WV |
| FanDuel | Bet $5 get $150 if your bet wins | $5 | Debit card only; fast | AR, AZ, CO, CT, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NY, OH, PA, TN, VA, VT, and WV |
| DraftKings | Bet $5+ get $100 in bonus bets | $5 | Debit card only; fast | AR, AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NH, NJ, NY, OH, PA, TN, VA, VT, and WV |
| bet365 | Bet $10 and get $200 + 50 spins | $10 | Debit card only; typically 1-4 hours | AZ, CO, IA, IL, IN, KS, KY, LA, MD, MO, NC, NJ, OH, PA, TN, and VA |
| Borgata | Bet $20 Get $100 in bonus bets | $10 | Not available for withdrawals | NJ |
BetMGM
- Comprehensive sports betting markets
- Regular bonuses and promotions
- Dedicated mobile betting apps
- Not available in all US states
BetMGM accepts Mastercard for deposits, covering both debit and credit cards in most licensed states (credit cards are declined in Iowa, Tennessee, Massachusetts, and New York). Deposits are instant with a $10 minimum. Withdrawals back to Mastercard are not available, so you'll need to cash out via online banking (ACH), PayPal, or another supported e-wallet instead.
The welcome offer is Bet $10, get $150 in bonus bets if you win. You can claim it through any qualifying deposit method, including Mastercard, by signing up via the sportsbook's links. The bonus bets are credited after your first qualifying bet settles as a winner.
BetMGM carries a broad sports menu and integrates with MGM Rewards, which lets you earn points redeemable across MGM properties. The app holds a 4.7 App Store rating and 4.5 on Google Play. One thing to note: an internal review process can occasionally slow payouts when you do withdraw, regardless of the method you choose. Check the BetMGM promo code page for the latest welcome offer details before you sign up.
| Welcome offer | Bet $10, get $150 in bonus bets if you win |
| Mastercard for deposits | Yes |
| Mastercard for withdrawals | No |
| Min deposit via Mastercard | $10 |
| Withdrawal speed via Mastercard | Not available |
| App Store rating | 4.7 ⭐ |
| Available in | AZ, CO, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, TN, VA, and WV |
FanDuel
- Wide range of sports and bet types
- Includes deep prop markets
- Fast withdrawals with PayPal and Venmo
- Reliable app with quick loading and stable live betting
- Some prop markets can be buried under extra clicks
FanDuel accepts Mastercard for both deposits and withdrawals, though the withdrawal option applies to debit cards only. Credit card deposits are permitted in certain states, but you can't withdraw back to a credit card. Deposits are instant from a $5 minimum, and the $25,000 maximum deposit gives you plenty of headroom. Withdrawals via debit Mastercard process quickly, typically within a business day.
New accounts can claim Bet $5 get $150 if your bet wins. Mastercard deposits qualify for this offer, and there's no promo code required in most cases. You'll find current bonus details on the FanDuel promo code page. The minimum bet to activate the welcome offer is $5.
FanDuel's app consistently earns the highest ratings in the category: 4.9 on the App Store and 4.7 on Google Play. The sportsbook covers all major US leagues with deep in-play and same-game parlay markets. One limitation to be aware of is that most withdrawal methods require a prior deposit using that same method, so if you plan to cash out via Mastercard, make sure you've deposited with it first.
| Welcome offer | Bet $5 get $150 if your bet wins |
| Mastercard for deposits | Yes |
| Mastercard for withdrawals | Yes (debit only) |
| Min deposit via Mastercard | $5 |
| Withdrawal speed via Mastercard | Fast; typically within a business day |
| App Store rating | 4.9 ⭐ |
| Available in | AR, AZ, CO, CT, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NY, OH, PA, TN, VA, VT, and WV |
DraftKings
- Legal in 26 US states
- Long A-Z list of sports markets
- Awesome promos
- Limited list of legal states
Mastercard debit cards are accepted for both deposits and withdrawals at DraftKings. Deposits are instant with a $5 minimum, and the $25,000 cap covers most betting volumes comfortably. Withdrawals via debit Mastercard are fast and carry a low $1 minimum, which makes pulling out smaller amounts straightforward. Note that credit card deposits were discontinued in August 2025, so only debit cards apply going forward.
The welcome offer is Bet $5+ get $100 in bonus bets. Mastercard debit deposits qualify, and the bonus bets land in your account after placing your first $5+ wager. No code is typically required, but you can confirm current terms on the DraftKings promo code page.
DraftKings is widely regarded as having one of the strongest apps in the market, rated 4.8 on the App Store and 4.6 on Google Play. It also carries one of the broadest banking menus of any US sportsbook, with support for PayPal, Venmo, Apple Pay, ACH, and wire on top of debit cards. Wire withdrawals carry very high minimums, but for most users the debit card or e-wallet routes are more practical.
| Welcome offer | Bet $5+ get $100 in bonus bets |
| Mastercard for deposits | Yes (debit only) |
| Mastercard for withdrawals | Yes (debit only) |
| Min deposit via Mastercard | $5 |
| Withdrawal speed via Mastercard | Fast; typically within a business day |
| App Store rating | 4.8 ⭐ |
| Available in | AR, AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NH, NJ, NY, OH, PA, TN, VA, VT, and WV |
bet365
- Generous welcome bonus
- 24/7 live chat
- Intuitive site interface
- Dedicated mobile app
- No VIP program
bet365 accepts Mastercard debit cards for both deposits and withdrawals, with withdrawals processing in as little as 1-4 hours. That's one of the fastest card withdrawal windows among licensed US sportsbooks. The $10 minimum deposit and $25,000 cap are in line with the rest of the market. Credit cards are no longer accepted at bet365, having been discontinued in April 2026, so only debit Mastercard applies.
The current welcome offer is Bet $10 and get $200 + 50 spins. Mastercard debit deposits qualify. As with most sportsbooks, the offer is tied to your first bet - check the bet365 promo code page for full terms before depositing. There's no code required in most cases.
bet365 is available in fewer states than some competitors, but it stands out for depth of markets and a broad range of banking options that includes Skrill, one of the few US books to do so. The app carries a 4.8 App Store rating and 4.5 on Google Play. If you're in one of its supported states and prioritize fast card payouts, bet365's Mastercard withdrawal speed is genuinely competitive.
| Welcome offer | Bet $10 and get $200 + 50 spins |
| Mastercard for deposits | Yes (debit only) |
| Mastercard for withdrawals | Yes (debit only) |
| Min deposit via Mastercard | $10 |
| Withdrawal speed via Mastercard | Typically 1-4 hours |
| App Store rating | 4.8 ⭐ |
| Available in | AZ, CO, IA, IL, IN, KS, KY, LA, MD, MO, NC, NJ, OH, PA, TN, and VA |
Borgata
- 1,000 great casino games from legendary developers
- Awesome sportsbook with top NHL, NBA and NFL odds
- Impressive poker software with stunning daily tournaments
- Licensed by the New Jersey Division of Gaming Enforcement
- Lack of regular welcome bonuses
Borgata accepts Mastercard for deposits - both debit and credit cards work - but withdrawals back to Mastercard are not available. To cash out, you'll need to use PayPal, Skrill, ACH, or Venmo (which Borgata supports for withdrawals only). The $10 minimum deposit is low, and deposits land instantly. Borgata's sportsbook is licensed exclusively in New Jersey, so it's a relevant option only for bettors in that state.
The welcome offer is Bet $20 Get $100 in bonus bets. Mastercard deposits qualify for the offer. Borgata is part of the BetMGM network, so the app and back-end infrastructure are closely related, though the brand and bonus structure are distinct. Check current terms before signing up, as welcome offer structures can update.
The app holds a 4.7 rating on the App Store. The Google Play rating of 3.9 is noticeably lower than competitors, which may matter if you prefer Android. For New Jersey bettors, Borgata's physical presence in Atlantic City adds a cash-cage option for deposits and withdrawals that most purely digital books can't match. There are no fees on any transaction.
| Welcome offer | Bet $20 Get $100 in bonus bets |
| Mastercard for deposits | Yes |
| Mastercard for withdrawals | No |
| Min deposit via Mastercard | $10 |
| Withdrawal speed via Mastercard | Not available |
| App Store rating | 4.7 ⭐ |
| Available in | NJ |
How to deposit at a sportsbook using Mastercard
Adding funds with a Mastercard takes under a minute once your account is verified. Follow these steps to complete your first deposit.
- Create your account: Use a link or banner on this page to visit your chosen sportsbook and complete the registration form with your name, address, date of birth, and the last four digits of your Social Security number for identity verification.
- Navigate to the cashier: Once logged in, find the "Deposit" or "Add funds" button, usually in the top-right corner of the app or desktop site.
- Select Mastercard: Choose Mastercard (or "Debit/Credit Card") from the list of available deposit methods.
- Enter your card details: Type in your 16-digit card number, expiry date, and CVV. Most sportsbooks let you save this card for future deposits.
- Enter your deposit amount: Type the amount you want to deposit, staying within the sportsbook's minimum and maximum limits.
- Confirm the transaction: Review the details and hit "Deposit". The funds appear in your betting balance almost immediately.
- Claim your welcome offer: If this is your first deposit, make sure you've opted in to the welcome offer before placing your first bet - the steps vary slightly by sportsbook.
How to withdraw from a sportsbook using Mastercard
Withdrawals back to a Mastercard are available at sportsbooks that support it, but only to debit cards - here's how the process works.
- Go to the cashier: Log in to your sportsbook account and open the cashier or "Withdraw" section from the account menu.
- Choose Mastercard as the withdrawal method: Select Mastercard or "Debit card" from the available withdrawal options. If you deposited with Mastercard, it should already be saved in your account.
- Confirm your card is eligible: Only debit Mastercards can receive withdrawals - credit Mastercards cannot. If you deposited with a credit card, choose an alternative withdrawal method such as ACH or PayPal.
- Enter the withdrawal amount: Input the amount you want to withdraw, observing the sportsbook's minimum and maximum limits.
- Submit your request: Confirm the withdrawal. The sportsbook will review and process the request, after which funds are sent to your card.
- Wait for funds to arrive: Processing times vary by sportsbook - bet365 typically completes card withdrawals in 1-4 hours, while others may take up to a business day.
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- Deep market coverage across major U.S. sports and leagues
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Why use Mastercard at an online sportsbook?
Mastercard has broad acceptance at licensed US sportsbooks and requires no additional account setup, making it a natural choice for anyone who already has a debit card on hand. Here's a closer look at the key reasons bettors choose it.
Instant deposits
Mastercard deposits clear in real time at every operator listed here. There's no waiting for funds to arrive - you can deposit and place a bet within minutes of signing up. That immediacy is one of the main reasons cards remain a popular banking choice at sportsbooks.
No extra account required
Unlike PayPal or Venmo, Mastercard doesn't require you to set up a separate account or link an e-wallet before you can deposit. If you have a debit card in your wallet, you're ready to fund your account with minimal friction.
Wide availability
Mastercard is among the most universally accepted card networks at US sportsbooks. Debit cards work across the board; credit cards are accepted at some operators in certain states. That broad reach means you're unlikely to run into a situation where your card simply isn't an option.
Security and fraud protection
Mastercard's Zero Liability Protection means you're not held responsible for unauthorized transactions if your card details are ever compromised. Licensed sportsbooks also use SSL encryption and secure payment gateways, so your card number is never stored in an unprotected form.
Debit card withdrawals
Several sportsbooks allow you to withdraw your winnings directly to a Mastercard debit card. bet365, DraftKings, and FanDuel all support this, with some completing withdrawals in under 24 hours. Receiving funds back to the same card you deposited from keeps everything in one place.
Limitations to be aware of
Credit Mastercards cannot receive withdrawals at any licensed US sportsbook - you'll need an alternative withdrawal method if you deposit with credit. Some sportsbooks have also discontinued credit card deposits entirely. Additionally, your card issuer may classify the transaction as a cash advance, which can trigger additional fees at the bank level - always worth checking with your card provider before depositing.
Mastercard fees at online sportsbooks
The sportsbooks covered on this page charge no fees on Mastercard deposits or withdrawals. From the operator's side, transacting via Mastercard costs nothing, whether you're depositing or cashing out to a debit card.
Where fees can appear is at the card-issuer level. Some banks and credit card providers classify gambling transactions as cash advances rather than standard purchases, which can trigger a cash-advance fee and a higher interest rate on that amount. This doesn't affect debit cards in the same way, but it's worth calling your card issuer to check their policy before you deposit with a credit Mastercard.
Compared to methods like wire transfers - which can carry processing fees at both ends - Mastercard is a clean, cost-effective option for most bettors. The only wrinkle is the potential bank-side classification issue with credit cards, which is outside the sportsbook's control.
Mastercard deposit and withdrawal limits
Deposit and withdrawal limits across the sportsbooks featured here are broadly similar, though the minimum withdrawal at BetMGM is slightly higher than the rest of the group.
| Sportsbook | Min deposit | Max deposit | Min withdrawal | Max withdrawal | Fees |
|---|---|---|---|---|---|
| BetMGM | $10 | $25,000 | $20 (not via Mastercard) | $50,000 | None |
| FanDuel | $5 | $25,000 | $10 | $10,000 | None |
| DraftKings | $5 | $25,000 | $1 | $60,000 | None |
| bet365 | $10 | $25,000 | $10 | $50,000 | None |
| Borgata | $10 | $25,000 | $10 (not via Mastercard) | $50,000 | None |
Can you claim betting bonuses with Mastercard?
Mastercard deposits qualify for welcome offers at all of the sportsbooks featured here. There are no known payment-method exclusions that would prevent a Mastercard deposit from triggering a first-deposit bonus, provided the deposit meets the minimum threshold specified in the offer terms.
You should be aware that credit card deposits are restricted or unavailable at some operators and in certain states. If your credit Mastercard is declined, completing the deposit via a different method such as a debit card won't affect your eligibility for the welcome offer - the bonus is tied to your first deposit, not the specific card type.
For ongoing promotions, including free bet offers and reload bonuses, payment method is rarely a qualifying factor. Restrictions, where they exist, typically apply to player location or account history rather than how you funded your account. Always read the individual offer's terms before depositing to confirm there are no conditions you might miss.
Mastercard vs other payment methods
Mastercard sits in a competitive space alongside other instant-deposit options. It's faster than bank transfers and simpler than setting up an e-wallet, but it comes with one structural limitation that alternatives don't share: credit cards can't receive withdrawals, and some sportsbooks are phasing out credit card deposits entirely.
For most bettors using a debit Mastercard, the comparison with PayPal or Apple Pay is fairly close on speed and cost. The main difference is familiarity and setup: Mastercard requires no separate account, while e-wallets like PayPal offer an additional layer of separation between your bank and your sportsbook account. The right choice depends on how much you value that separation.
| Feature | Mastercard | PayPal | Apple Pay |
|---|---|---|---|
| Deposit speed | Instant | Instant | Instant |
| Withdrawal speed | 1-24 hours (debit only) | 24-48 hours | Within 24 hours |
| Fees | None (sportsbook side); possible bank-side cash-advance fee for credit | None | None |
| Separate account required | No | Yes | No (requires Apple device) |
| Withdrawals available | Yes (debit only, select sportsbooks) | Yes | Select sportsbooks only |
| Privacy | Card details shared with sportsbook | Card details not shared | Card details tokenized, not shared |
| Availability at featured sportsbooks | All of them (debit); some via credit | Most | Most |
Is Mastercard safe at online sportsbooks?
Mastercard is a secure method for funding a sportsbook account. Every transaction is encrypted during transit, and licensed sportsbooks are required to store payment data in compliance with PCI-DSS (Payment Card Industry Data Security Standard), a set of rules specifically designed to protect cardholder information. Your card details are not accessible to the sportsbook in plain text once the transaction is processed.
Mastercard's own Zero Liability Protection provides an additional layer of security at the network level. If unauthorized charges appear on your account, you can dispute them through your card issuer. This protection applies to both debit and credit Mastercards used for online transactions. The protection doesn't cover losses from betting itself, but it does protect against fraud.
From a regulatory standpoint, every sportsbook on this page holds a state license and is subject to oversight by a gaming regulator. Licensed operators are required to maintain player funds in segregated accounts, submit to regular audits, and follow responsible gambling requirements. Using a licensed, regulated sportsbook is the single most important factor in keeping your money safe, regardless of which payment method you choose.
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What is Mastercard and how does it work?
Mastercard is a global payment network that processes transactions between card issuers (typically your bank) and merchants (in this case, sportsbooks). When you pay with a Mastercard debit or credit card, Mastercard's network routes the authorization request, verifies your account, and facilitates the transfer of funds - all within seconds. The card itself is issued by your bank, which sets your spending limits and account terms. Mastercard provides the underlying network infrastructure.
For debit cards, the funds are drawn directly from your linked checking account. Credit cards draw from a revolving line of credit that you repay later. At sportsbooks, the practical difference is that debit cards can often be used for both deposits and withdrawals, whereas credit cards are limited to deposits only. Some sportsbooks have also stopped accepting credit card deposits entirely due to regulatory and risk concerns, so a debit Mastercard is generally the more versatile option for betting.
Mastercard is accepted at tens of millions of merchants worldwide, which is part of why it's become a standard payment option at licensed US sportsbooks. The network's reach and reputation for reliability make it a low-friction, trusted way to move money online, including for sports betting purposes.
How to get a Mastercard for online betting
Most US bank accounts come with a Mastercard or Visa debit card by default, so you may already have one. If you need to obtain a new card, here's the process.
- Choose a bank or credit union: Most major US banks (Chase, Bank of America, Wells Fargo, and others) issue Mastercard debit cards with checking accounts. Select one that suits your everyday banking needs.
- Open a checking account: Apply online or in person. You'll typically need a government-issued ID, your Social Security number, and an initial deposit to open the account.
- Request or confirm your debit card: A Mastercard debit card is usually issued automatically with a new checking account. Confirm the card network before applying if Mastercard specifically is important to you.
- Activate your card: Follow your bank's activation process (usually a phone call or in-app step) once your card arrives in the mail.
- Set your PIN: Choose a PIN for in-person transactions. For online deposits at sportsbooks, you'll use the card number, expiry, and CVV - no PIN required.
- Check your online transaction settings: Some banks restrict online gambling transactions by default. Log in to your banking app or call your bank to confirm that online card payments are enabled.
How we rate Mastercard betting sites
Payment method support is only one piece of the overall assessment. Here's what goes into the ratings on this page.
Mastercard deposit and withdrawal availability
A sportsbook scores higher when Mastercard works for both deposits and withdrawals, not just one direction. We note clearly where withdrawals aren't available and what the alternatives are, so there are no surprises when you come to cash out.
Processing speed
Deposits should be instant - that's a baseline expectation. For withdrawals, we look at the realistic timeframe based on the operator's published data and known processing behavior. Sportsbooks that complete card withdrawals in a few hours rank more favorably than those with multi-day delays.
Limits
We compare minimum and maximum deposit and withdrawal amounts. A very high minimum withdrawal can be inconvenient for casual bettors, while a low maximum deposit is a constraint for higher-stakes players. The limits table above covers all of this in detail.
Fees
No sportsbook on this page charges a transaction fee for Mastercard. We flag it when a method carries hidden costs, including potential bank-side charges that are outside the sportsbook's control but worth knowing about.
App and mobile experience
Since most bettors deposit and withdraw via mobile, we factor in how smoothly the Mastercard process integrates into the app. A sportsbook with a top-rated app but a clunky payment flow loses marks for the friction it adds to everyday banking.
Overall sportsbook quality
A great payment method experience doesn't compensate for a weak sportsbook. We also assess sports market depth, in-play coverage, welcome offer value, and cash-out availability as part of the overall rating. The goal is to recommend sportsbooks that are strong across the board, not just convenient to fund.
Licensing and player protection
Every sportsbook listed here is licensed in the states where it operates. We don't feature unlicensed operators. State licensing means the sportsbook is subject to ongoing regulatory oversight, player fund protection requirements, and responsible gambling obligations.
More popular betting payment methods
Mastercard is one of several card and digital payment options available at licensed US sportsbooks. If you're weighing up alternatives or want to compare how different methods handle speed, limits, and withdrawals, the guides below cover the full range of options supported across the market.
Final thoughts
Mastercard debit cards are a reliable and broadly accepted way to fund a sportsbook account. Deposits are instant, no separate account is needed, and several operators support withdrawals directly back to your card. The key thing to keep in mind is the credit-vs-debit distinction: credit cards are limited to deposits at most operators and are losing acceptance at some books, while debit cards retain both deposit and withdrawal capability. Checking the latest sportsbook promo codes before you deposit is worth doing, since welcome offers are tied to your first deposit and can't be claimed retroactively.
If you're comfortable with the payment flow and have a debit Mastercard available, it's a practical, cost-free way to get started at any of the sportsbooks above. Use the links on this page to compare welcome offers, then sign up at the operator that fits your preferred sports and states. Checking the sportsbook apps page is also worthwhile before committing, since app quality can significantly affect the day-to-day betting experience.
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- Over 20 sports
- Extensive betting markets
- Live betting feature
New Users – Get $350 in Bonus Bets Guaranteed - When You Bet $5 for 7 Days!
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- Deep market coverage across major U.S. sports and leagues
- Same Game Parlay builder is fast and easy to use
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FAQs
Which betting sites accept Mastercard?
The sportsbooks featured on this page all accept Mastercard for deposits. FanDuel, DraftKings, and bet365 also support Mastercard debit card withdrawals. BetMGM and Borgata accept Mastercard for deposits only and require an alternative method for cashing out.
Is Mastercard safe to use at online sportsbooks?
Yes. Licensed US sportsbooks use SSL encryption and comply with PCI-DSS standards for handling card data. Mastercard also provides Zero Liability Protection for unauthorized transactions at the network level. The most important safety measure is choosing a state-licensed sportsbook, which all of the operators on this page are.
Are there fees for using Mastercard at a sportsbook?
No licensed sportsbook featured here charges fees on Mastercard transactions. The potential cost to watch for is at the bank level: some card issuers classify gambling deposits as cash advances, which can trigger a fee and a higher interest rate on that amount. This is a bank-side policy, not a sportsbook charge. Debit cards don't carry this risk.
How fast are Mastercard withdrawals?
Speed varies by sportsbook. bet365 is among the fastest, processing Mastercard debit withdrawals in 1-4 hours. DraftKings and FanDuel typically complete card withdrawals within one business day. Not every sportsbook supports card withdrawals - BetMGM and Borgata, for example, require you to use a different method to cash out.
Can I claim a welcome offer when depositing with Mastercard?
Yes. Mastercard deposits qualify for welcome offers at all of the sportsbooks listed on this page. There are no payment-method exclusions tied specifically to Mastercard. Make sure your deposit meets the minimum amount required to trigger the offer, and check that you've opted in before placing your first bet.
What is the minimum deposit with Mastercard?
The minimum deposit varies by sportsbook. FanDuel and DraftKings both have a $5 minimum. BetMGM, bet365, and Borgata all require a $10 minimum deposit. These minimums apply regardless of which payment method you use.
Can I withdraw to Mastercard if I deposited another way?
Most sportsbooks require you to withdraw via a method you've previously used to deposit. If you didn't deposit with Mastercard, you may need to make at least one Mastercard deposit before a card withdrawal becomes available. If Mastercard withdrawals aren't available at your chosen sportsbook, options like ACH, PayPal, or Venmo are generally available as alternatives.
Do all states allow Mastercard at licensed sportsbooks?
Mastercard's acceptance at a sportsbook is not directly limited by state - it's the sportsbook's own licensing footprint that determines which states it's available in. Once a sportsbook is licensed in your state, Mastercard is typically an available deposit method. The main variable is whether the operator accepts credit Mastercard in your state, as some states restrict credit card gambling deposits.
