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Best Bank Transfer Betting Sites 2026: Top Betting Sites that Accept Bank Transfer

David Genge
David Genge Editor
Fact checked by:
Jesse M. Cox
Last Verified
22/05/2026
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Bank transfers have been a foundation of online sportsbook banking for years, and for good reason. Whether you use online banking (ACH) or a wire transfer, you can move significant sums in and out of your betting account without the deposit limits or method restrictions that come with some card or e-wallet options.

This guide covers licensed US sportsbooks that accept bank transfers for deposits, withdrawals, or both. You'll find a ranked comparison, mini reviews, processing times, limits, and a breakdown of what to expect when you use this method day to day.

BetMGM
4.8 / 5
betting.net™ Rating
BetMGM Review

Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win

20+ sports available for wagering Pre-match and in-play betting Unique features like live streaming and boosted odds
Promo Code: BETBONUSMGM
Bet Now
PayPal Visa Mastercard Apple Pay Bank Transfer +9 American Express Skrill VIP Preferred PayNearMe Play+ Discover Wire Transfer Cash Venmo
Gambling problem? Call 1-800-GAMBLER or 1-800-MY-RESET (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. Promotional offers not available in Mississippi, New York, Ontario, or Puerto Rico.
BetMGM
4.8 / 5
betting.net™ Rating
Top Features
  • 20+ sports available for wagering
  • Pre-match and in-play betting
  • Unique features like live streaming and boosted odds
Cashout yes
Live Streams yes
Mobile Statistics yes
Bet Now Gambling problem? Call 1-800-GAMBLER or 1-800-MY-RESET (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. Promotional offers not available in Mississippi, New York, Ontario, or Puerto Rico.
Bet365
4.7 / 5
betting.net™ Rating
Bet365 Review

Bet $10 Get $150 in Bonus Bets

Over 20 sports Extensive betting markets Live betting feature
Bet Now

Find out more on bet365's website

Whatever the moment. It's Never Ordinary at bet365. That's why if you sign up now you will receive $150 in Bonus Bets Win or Lose when you bet $5! Minimum $10 deposit required. Minimum odds -500 or greater. Bonus Bets wager excluded from returns. New customers only. T&CS, time limits and exclusions apply.GAMBLING PROBLEM? CALL 1-800-MY-RESET. 21+ (AZ/CO/IL/IN/KS/KY/LA/MD/NC/NJ/OH/PA/TN/VA) or 1-800-BETS OFF (IA). 21+ (18+ KY). Must be present in AZ/CO/IA/IL/IN/KS/KY/LA (select parishes)/MD/NC/NJ/OH/PA/TN/VA.
Bet365
4.7 / 5
betting.net™ Rating
Top Features
  • Over 20 sports
  • Extensive betting markets
  • Live betting feature
Cashout yes
Partial Cashout yes
Live Streams yes
Bet Now Whatever the moment. It's Never Ordinary at bet365. That's why if you sign up now you will receive $150 in Bonus Bets Win or Lose when you bet $5! Minimum $10 deposit required. Minimum odds -500 or greater. Bonus Bets wager excluded from returns. New customers only. T&CS, time limits and exclusions apply.GAMBLING PROBLEM? CALL 1-800-MY-RESET. 21+ (AZ/CO/IL/IN/KS/KY/LA/MD/NC/NJ/OH/PA/TN/VA) or 1-800-BETS OFF (IA). 21+ (18+ KY). Must be present in AZ/CO/IA/IL/IN/KS/KY/LA (select parishes)/MD/NC/NJ/OH/PA/TN/VA.
FanDuel
4.7 / 5
betting.net™ Rating
FanDuel Review

New Users – Bet $5 Get $200 in Bet Reset Tokens for 5 Days

Deep market coverage across major U.S. sports and leagues Same Game Parlay builder is fast and easy to use Live betting interface updates quickly with real-time odds
Bet Now
PayPal Apple Pay Visa Mastercard Bank Transfer +6 American Express Cheque Prepaid Card Venmo Play+ Wire Transfer
Gambling Problem? Call 1-800-GAMBLER or 1-800-MY-RESET. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. GamblingHelplineMA.org or call (800) 327-5050 for 24/7 support (MA). Visit www.mdgamblinghelp.org (MD). Call 1-877-HOPENY or text HOPENY (467369) (NY). 21+ (18+ DC, IA, KY, WV) only. New users only or text HOPENY (467369) (NY). Casino, First online real money wager only. $5 first deposit required. Min $5 wager required for 5 consecutive days. Bonus issued as non-withdrawable Bet Reset tokens. Refund from token issued as nonwithdrawable bonus bet that expire 7 days after receipt. Max refund $200 per day. Restrictions apply, including token expiration. See full terms at fanduel.com/sportsbook. Call 1-877-770-7867 (LA).
FanDuel
4.7 / 5
betting.net™ Rating
Top Features
  • Deep market coverage across major U.S. sports and leagues
  • Same Game Parlay builder is fast and easy to use
  • Live betting interface updates quickly with real-time odds
Cashout yes
Live Streams yes
Mobile Statistics yes
Bet Now Gambling Problem? Call 1-800-GAMBLER or 1-800-MY-RESET. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. GamblingHelplineMA.org or call (800) 327-5050 for 24/7 support (MA). Visit www.mdgamblinghelp.org (MD). Call 1-877-HOPENY or text HOPENY (467369) (NY). 21+ (18+ DC, IA, KY, WV) only. New users only or text HOPENY (467369) (NY). Casino, First online real money wager only. $5 first deposit required. Min $5 wager required for 5 consecutive days. Bonus issued as non-withdrawable Bet Reset tokens. Refund from token issued as nonwithdrawable bonus bet that expire 7 days after receipt. Max refund $200 per day. Restrictions apply, including token expiration. See full terms at fanduel.com/sportsbook. Call 1-877-770-7867 (LA).
DraftKings
4.6 / 5
betting.net™ Rating
DraftKings Review

New DraftKings Customers: Spend $5+ Get $150 in Bonus Bets *Paid Within 14 Days

Bet on 40+ different sports Dynamic odds on live, in-play fixtures Deposit and bet $5 to receive up to $300 in bonus bets
Bet Now
PayPal Visa Mastercard Apple Pay Bank Transfer +7 American Express VIP Preferred Play+ Discover BankWire Venmo Cash
GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, (800) 327-5050 or visit gamblinghelplinema.org (MA). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), 1-800-981-0023 (PR). GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, (800) 327-5050 or visit gamblinghelplinema.org (MA). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), 1-800-981-0023 (PR). 21+ and present in most states. (18+ DC/NH/PR/WY). Void in CAN. Eligibility restrictions apply. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. 1 per new DraftKings customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days after issuance. Stake removed from payout. Reward issued as $50 in Bonus Bets every 7 days via click-to-claim for 14 days. 7 days = 168hrs. Terms: sportsbook.draftkings.com/promos. Ends 8/23/26 at 11:59 PM ET. Sponsored by DK.
DraftKings
4.6 / 5
betting.net™ Rating
Top Features
  • Bet on 40+ different sports
  • Dynamic odds on live, in-play fixtures
  • Deposit and bet $5 to receive up to $300 in bonus bets
Cashout yes
Live Streams yes
Mobile Statistics yes
Bet Now GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, (800) 327-5050 or visit gamblinghelplinema.org (MA). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), 1-800-981-0023 (PR). GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, (800) 327-5050 or visit gamblinghelplinema.org (MA). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), 1-800-981-0023 (PR). 21+ and present in most states. (18+ DC/NH/PR/WY). Void in CAN. Eligibility restrictions apply. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. 1 per new DraftKings customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days after issuance. Stake removed from payout. Reward issued as $50 in Bonus Bets every 7 days via click-to-claim for 14 days. 7 days = 168hrs. Terms: sportsbook.draftkings.com/promos. Ends 8/23/26 at 11:59 PM ET. Sponsored by DK.
Fanatics
4.6 / 5
betting.net™ Rating
Fanatics Review

10 x $100 bet match in FanCash

15+ sports categories An extensive range of betting markets Supports in-play betting and live streaming
Bet Now
PayPal Apple Pay Visa Mastercard Bank Transfer +3 Skrill Venmo Wire Transfer
Must be 21+. GAMBLING PROBLEM? CALL 1-800-GAMBLER OR CALL 1-800-MY-RESET, www.mdgamblinghelp.org (MD), (800)-327-5050 or gamblinghelplinema.org (MA), Call (877)8-HOPENY or text HOPENY (467369) (NY), (888) 789-7777 or ccpg.org (CT), morethanagame.nc.gov (NC), 1800gambler.net (WV)
Fanatics
4.6 / 5
betting.net™ Rating
Top Features
  • 15+ sports categories
  • An extensive range of betting markets
  • Supports in-play betting and live streaming
Cashout yes
Live Streams yes
Mobile Statistics yes
Bet Now Must be 21+. GAMBLING PROBLEM? CALL 1-800-GAMBLER OR CALL 1-800-MY-RESET, www.mdgamblinghelp.org (MD), (800)-327-5050 or gamblinghelplinema.org (MA), Call (877)8-HOPENY or text HOPENY (467369) (NY), (888) 789-7777 or ccpg.org (CT), morethanagame.nc.gov (NC), 1800gambler.net (WV)

Best bank transfer betting sites ranked

Every sportsbook listed below is fully licensed in the states where it operates and accepts bank transfers as a banking option. The table below gives you a quick comparison of minimum deposits, withdrawal speeds, and state availability before you dive into the full reviews.

Sportsbook Welcome offer Min deposit via bank transfer Withdrawal speed via bank transfer Available states
BetMGM Bet $10, get $150 in bonus bets if you win $10 1-3 business days AZ, CO, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, TN, VA, and WV
FanDuel Bet $5 get $150 if your bet wins $5 2-4 business days AR, AZ, CO, CT, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NY, OH, PA, TN, VA, VT, and WV
DraftKings Bet $5+ get $100 in bonus bets $5 Fast (online banking); high minimums for wire AR, AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NH, NJ, NY, OH, PA, TN, VA, VT, and WV
bet365 Bet $10 and get $200 + 50 spins $10 1-4 hours (with Trustly) AZ, CO, IA, IL, IN, KS, KY, LA, MD, MO, NC, NJ, OH, PA, TN, and VA
Borgata Bet $20 get $100 in bonus bets $10 2-5 business days NJ

BetMGM

Pros
  • Comprehensive sports betting markets
  • Regular bonuses and promotions
  • Dedicated mobile betting apps
Cons
  • Not available in all US states

BetMGM supports bank transfers via online banking for both deposits and withdrawals, with payouts typically processed within one to three business days. The $10 minimum deposit fits most bankroll sizes, and there are no fees charged on either side of the transaction. One thing to be aware of: card withdrawals are not available here, which makes online banking one of the more practical cash-out routes if you don't use an e-wallet.

The welcome offer gives you $150 in bonus bets when your first $10 bet wins. Depositing via online banking qualifies for this offer, so there's no need to switch methods just to claim it. You can find the latest terms through the BetMGM promo code page before signing up.

BetMGM's sports coverage is broad, spanning NFL, NBA, MLB, NHL, college sports, tennis, soccer, and more. The app earns a 4.7 on the App Store and 4.5 on Google Play, and the MGM Rewards integration gives regular bettors a way to earn loyalty points alongside their wagering activity.

Welcome offer Bet $10, get $150 in bonus bets if you win
Bank transfer for deposits Yes
Bank transfer for withdrawals Yes
Min deposit via bank transfer $10
Withdrawal speed via bank transfer 1-3 business days
App Store rating 4.7 ⭐
Available in AZ, CO, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, TN, VA, and WV
BetMGM

Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win

BETBONUSMGM Bet Now
Gambling problem? Call 1-800-GAMBLER or 1-800-MY-RESET (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. Promotional offers not available in Mississippi, New York, Ontario, or Puerto Rico.

FanDuel

Pros
  • Wide range of sports and bet types
  • Includes deep prop markets
  • Fast withdrawals with PayPal and Venmo
  • Reliable app with quick loading and stable live betting
Cons
  • Some prop markets can be buried under extra clicks

FanDuel processes bank transfers through Trustly (online banking) and also accepts wire transfers, giving bettors two distinct routes depending on how much they want to move. Online banking withdrawals take two to four business days, which is on the slower end compared to e-wallet options at the same sportsbook. Fees are not charged, and the $5 minimum deposit via this method is among the lowest available.

New accounts can claim $150 in bonus bets when a first $5 bet wins. Online banking deposits qualify for this offer without any additional requirements. For full details, the FanDuel promo code page has the current terms and any applicable codes.

FanDuel holds the highest sportsbook app rating in the market at 4.9 on the App Store and 4.7 on Google Play. The depth of live betting markets, same-game parlay options, and the breadth of sports covered make it a strong all-round option, particularly for bettors who want a polished mobile experience alongside their banking flexibility.

Welcome offer Bet $5 get $150 if your bet wins
Bank transfer for deposits Yes
Bank transfer for withdrawals Yes
Min deposit via bank transfer $5
Withdrawal speed via bank transfer 2-4 business days
App Store rating 4.9 ⭐
Available in AR, AZ, CO, CT, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NY, OH, PA, TN, VA, VT, and WV
FanDuel

New Users – Bet $5 Get $200 in Bet Reset Tokens for 5 Days

Bet Now
Gambling Problem? Call 1-800-GAMBLER or 1-800-MY-RESET. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. GamblingHelplineMA.org or call (800) 327-5050 for 24/7 support (MA). Visit www.mdgamblinghelp.org (MD). Call 1-877-HOPENY or text HOPENY (467369) (NY). 21+ (18+ DC, IA, KY, WV) only. New users only or text HOPENY (467369) (NY). Casino, First online real money wager only. $5 first deposit required. Min $5 wager required for 5 consecutive days. Bonus issued as non-withdrawable Bet Reset tokens. Refund from token issued as nonwithdrawable bonus bet that expire 7 days after receipt. Max refund $200 per day. Restrictions apply, including token expiration. See full terms at fanduel.com/sportsbook. Call 1-877-770-7867 (LA).

DraftKings

Pros
  • Legal in 26 US states
  • Long A-Z list of sports markets
  • Awesome promos
Cons
  • Limited list of legal states

DraftKings offers two types of bank transfers: online banking (ACH), which processes quickly and suits most everyday deposits and withdrawals, and wire transfers, which come with notably high minimums that make them practical only for large transactions. The $5 deposit minimum and $1 withdrawal minimum via online banking are hard to beat. No fees apply on either method, and the banking menu overall is one of the widest in the US market.

The current welcome offer gives new users $100 in bonus bets after placing a $5 wager. Depositing via online banking qualifies, and you can check the full terms on the DraftKings promo code page. Note that credit card deposits were discontinued in August 2025, so bank transfer is now an even more central option for those who prefer to fund an account directly from their checking or savings account.

The DraftKings app scores 4.8 on the App Store and 4.6 on Google Play, and its in-play market depth is among the strongest in the industry. Coverage spans major US leagues plus international sports, with same-game parlays (bets combining multiple legs from a single game into one wager) available across most major events.

Welcome offer Bet $5+ get $100 in bonus bets
Bank transfer for deposits Yes
Bank transfer for withdrawals Yes
Min deposit via bank transfer $5
Withdrawal speed via bank transfer Fast (online banking); high minimums for wire
App Store rating 4.8 ⭐
Available in AR, AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NH, NJ, NY, OH, PA, TN, VA, VT, and WV
DraftKings

New DraftKings Customers: Spend $5+ Get $150 in Bonus Bets *Paid Within 14 Days

Bet Now
GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, (800) 327-5050 or visit gamblinghelplinema.org (MA). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), 1-800-981-0023 (PR). GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, (800) 327-5050 or visit gamblinghelplinema.org (MA). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), 1-800-981-0023 (PR). 21+ and present in most states. (18+ DC/NH/PR/WY). Void in CAN. Eligibility restrictions apply. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. 1 per new DraftKings customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days after issuance. Stake removed from payout. Reward issued as $50 in Bonus Bets every 7 days via click-to-claim for 14 days. 7 days = 168hrs. Terms: sportsbook.draftkings.com/promos. Ends 8/23/26 at 11:59 PM ET. Sponsored by DK.

bet365

Pros
  • Generous welcome bonus
  • 24/7 live chat
  • Intuitive site interface
  • Dedicated mobile app
Cons
  • No VIP program

bet365 stands out for bank transfer speed: withdrawals via online banking and wire typically process in just one to four hours if you use Trustly, which is genuinely fast for a method that at some sportsbooks takes days. Deposits and withdrawals are both supported, with a $10 minimum for deposits and the same for withdrawals, and a maximum withdrawal of $50,000 via this method. No fees apply on either end. For bettors who want the directness of a bank transfer without sacrificing turnaround time, bet365 is a strong option.

The welcome offer is $200 in bonus bets plus 50 spins when you bet $10. Bank transfer deposits qualify for this promotion. The bet365 promo code page has current terms and any required codes for new customers.

bet365 is available in fewer states than some of its competitors, so confirming your state's eligibility before registering is worth doing. The app earns 4.8 on the App Store and 4.5 on Google Play, and the sportsbook is notable for also accepting Skrill, making it one of a small number of licensed US books that support that e-wallet alongside standard bank transfers.

Welcome offer Bet $10 and get $200 + 50 spins
Bank transfer for deposits Yes
Bank transfer for withdrawals Yes
Min deposit via bank transfer $10
Withdrawal speed via bank transfer 1-4 hours
App Store rating 4.8 ⭐
Available in AZ, CO, IA, IL, IN, KS, KY, LA, MD, MO, NC, NJ, OH, PA, TN, and VA
Bet365

Bet $10 Get $150 in Bonus Bets

Bet Now
Whatever the moment. It's Never Ordinary at bet365. That's why if you sign up now you will receive $150 in Bonus Bets Win or Lose when you bet $5! Minimum $10 deposit required. Minimum odds -500 or greater. Bonus Bets wager excluded from returns. New customers only. T&CS, time limits and exclusions apply.GAMBLING PROBLEM? CALL 1-800-MY-RESET. 21+ (AZ/CO/IL/IN/KS/KY/LA/MD/NC/NJ/OH/PA/TN/VA) or 1-800-BETS OFF (IA). 21+ (18+ KY). Must be present in AZ/CO/IA/IL/IN/KS/KY/LA (select parishes)/MD/NC/NJ/OH/PA/TN/VA.

Borgata

Pros
  • 1,000 great casino games from legendary developers
  • Awesome sportsbook with top NHL, NBA and NFL odds
  • Impressive poker software with stunning daily tournaments
  • Licensed by the New Jersey Division of Gaming Enforcement
Cons
  • Lack of regular welcome bonuses

Borgata processes bank transfers via ACH (PayWithMyBank), with withdrawals typically arriving within two to five business days. Both deposits and withdrawals are supported, and there are no fees on either side. The $10 minimum applies to both deposits and withdrawals, and the maximum withdrawal via bank transfer is $50,000. One practical advantage Borgata offers that others don't: cash withdrawals at the Borgata cage in Atlantic City, which can be faster for New Jersey-based bettors who prefer in-person access to their funds.

New customers can claim $100 in bonus bets by placing an initial $20 bet. Bank transfer deposits qualify for this offer. Borgata is currently available in New Jersey only, so this is primarily a consideration for bettors in that state.

The app rates 4.7 on the App Store, though the Google Play rating of 3.9 is lower than most competitors and worth noting if you're on Android. On the banking side, Borgata is unusually flexible: it accepts American Express and Skrill alongside standard bank transfers, giving bettors more options than most US books at this size. One limitation to keep in mind is that most withdrawal methods require you to have previously deposited using the same method.

Welcome offer Bet $20 get $100 in bonus bets
Bank transfer for deposits Yes
Bank transfer for withdrawals Yes
Min deposit via bank transfer $10
Withdrawal speed via bank transfer 2-5 business days
App Store rating 4.7 ⭐
Available in NJ

How to deposit at a sportsbook using bank transfer

Depositing via bank transfer is a straightforward process once your account is verified and your bank is linked.

  1. Register or log in: Use the links on this page to open your sportsbook account, or log in if you already have one.
  2. Go to the cashier or banking section: Find the deposit area within your account settings or main navigation menu.
  3. Select bank transfer or online banking: Look for options labeled "Online Banking", "ACH", "Bank Transfer", or the specific provider (e.g. Trustly, PayWithMyBank).
  4. Choose your bank: You'll be shown a list of supported banks. Select yours and you'll either be redirected to your bank's login page or prompted to enter your routing and account numbers.
  5. Enter the deposit amount: Input how much you want to deposit, making sure it falls within the sportsbook's minimum and maximum limits for this method.
  6. Confirm and authorize: Review the transaction details and authorize the payment through your bank. Funds typically arrive in your sportsbook account quickly for ACH, though wire transfers take longer.
  7. Check your balance: Once the deposit is confirmed, your account balance should update and you're ready to bet.

How to withdraw from a sportsbook using bank transfer

Cashing out via bank transfer follows a similar path to depositing, though the processing time is generally longer since sportsbooks need to verify the request before funds leave their system.

  1. Log in and navigate to withdrawals: Go to the banking or cashier section of your account and select the withdrawal option.
  2. Select bank transfer: Choose online banking, ACH, or wire transfer from the list of available withdrawal methods.
  3. Confirm your bank details: If this is your first withdrawal to this account, you may need to link your bank or enter your routing and account numbers. Some sportsbooks require that you previously deposited via the same method.
  4. Enter the withdrawal amount: Input the amount you want to withdraw, checking that it meets the minimum withdrawal requirement for this method.
  5. Submit your request: Confirm the details and submit. The sportsbook will begin its internal review process, which typically takes a few hours.
  6. Wait for processing: Online banking withdrawals generally arrive within one to five business days depending on the sportsbook. Wire transfers can take longer and may involve higher minimums.
BetMGM
4.8 / 5
betting.net™ Rating
BetMGM Review

Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win

20+ sports available for wagering Pre-match and in-play betting Unique features like live streaming and boosted odds
Promo Code: BETBONUSMGM
Bet Now
PayPal Visa Mastercard Apple Pay Bank Transfer +9 American Express Skrill VIP Preferred PayNearMe Play+ Discover Wire Transfer Cash Venmo
Gambling problem? Call 1-800-GAMBLER or 1-800-MY-RESET (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. Promotional offers not available in Mississippi, New York, Ontario, or Puerto Rico.
BetMGM
4.8 / 5
betting.net™ Rating
Top Features
  • 20+ sports available for wagering
  • Pre-match and in-play betting
  • Unique features like live streaming and boosted odds
Cashout yes
Live Streams yes
Mobile Statistics yes
Bet Now Gambling problem? Call 1-800-GAMBLER or 1-800-MY-RESET (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. Promotional offers not available in Mississippi, New York, Ontario, or Puerto Rico.
Bet365
4.7 / 5
betting.net™ Rating
Bet365 Review

Bet $10 Get $150 in Bonus Bets

Over 20 sports Extensive betting markets Live betting feature
Bet Now

Find out more on bet365's website

Whatever the moment. It's Never Ordinary at bet365. That's why if you sign up now you will receive $150 in Bonus Bets Win or Lose when you bet $5! Minimum $10 deposit required. Minimum odds -500 or greater. Bonus Bets wager excluded from returns. New customers only. T&CS, time limits and exclusions apply.GAMBLING PROBLEM? CALL 1-800-MY-RESET. 21+ (AZ/CO/IL/IN/KS/KY/LA/MD/NC/NJ/OH/PA/TN/VA) or 1-800-BETS OFF (IA). 21+ (18+ KY). Must be present in AZ/CO/IA/IL/IN/KS/KY/LA (select parishes)/MD/NC/NJ/OH/PA/TN/VA.
Bet365
4.7 / 5
betting.net™ Rating
Top Features
  • Over 20 sports
  • Extensive betting markets
  • Live betting feature
Cashout yes
Partial Cashout yes
Live Streams yes
Bet Now Whatever the moment. It's Never Ordinary at bet365. That's why if you sign up now you will receive $150 in Bonus Bets Win or Lose when you bet $5! Minimum $10 deposit required. Minimum odds -500 or greater. Bonus Bets wager excluded from returns. New customers only. T&CS, time limits and exclusions apply.GAMBLING PROBLEM? CALL 1-800-MY-RESET. 21+ (AZ/CO/IL/IN/KS/KY/LA/MD/NC/NJ/OH/PA/TN/VA) or 1-800-BETS OFF (IA). 21+ (18+ KY). Must be present in AZ/CO/IA/IL/IN/KS/KY/LA (select parishes)/MD/NC/NJ/OH/PA/TN/VA.
FanDuel
4.7 / 5
betting.net™ Rating
FanDuel Review

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FanDuel
4.7 / 5
betting.net™ Rating
Top Features
  • Deep market coverage across major U.S. sports and leagues
  • Same Game Parlay builder is fast and easy to use
  • Live betting interface updates quickly with real-time odds
Cashout yes
Live Streams yes
Mobile Statistics yes
Bet Now Gambling Problem? Call 1-800-GAMBLER or 1-800-MY-RESET. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. GamblingHelplineMA.org or call (800) 327-5050 for 24/7 support (MA). Visit www.mdgamblinghelp.org (MD). Call 1-877-HOPENY or text HOPENY (467369) (NY). 21+ (18+ DC, IA, KY, WV) only. New users only or text HOPENY (467369) (NY). Casino, First online real money wager only. $5 first deposit required. Min $5 wager required for 5 consecutive days. Bonus issued as non-withdrawable Bet Reset tokens. Refund from token issued as nonwithdrawable bonus bet that expire 7 days after receipt. Max refund $200 per day. Restrictions apply, including token expiration. See full terms at fanduel.com/sportsbook. Call 1-877-770-7867 (LA).

Why use bank transfer at an online sportsbook?

Bank transfers offer a dependable middle ground between cards and e-wallets: they're widely accepted, carry no sportsbook-side fees, and allow for much higher transaction limits than most other methods. Here's a closer look at the key reasons bettors choose this option.

High deposit and withdrawal limits

Bank transfers typically carry the highest transaction ceilings of any payment method at US sportsbooks. Maximum deposits often reach $25,000 and maximum withdrawals can go up to $50,000, making this the practical choice for higher-volume bettors who would otherwise hit a ceiling with cards or e-wallets.

No fees from the sportsbook

Licensed sportsbooks don't charge fees on bank transfer transactions. You won't see a processing fee applied to your deposit or a deduction taken from your withdrawal, which keeps more of your money working for you rather than going toward transaction costs.

Direct connection to your bank account

Funding via online banking means money moves directly between your bank and the sportsbook without a third-party intermediary holding your funds in between. For bettors who prefer to manage everything through their primary bank account, this keeps things simple and consolidated.

Widely accepted across licensed operators

Bank transfer is one of the most consistently available banking options across licensed US sportsbooks. You're unlikely to find a regulated operator that doesn't support at least one form of bank transfer, whether that's ACH, online banking via a provider like Trustly, or wire.

No need to share card details with the sportsbook

When you deposit via online banking, your card number never enters the equation. Authentication happens through your bank's own login portal, which means the sportsbook never sees your card or full account credentials, only a confirmed transfer confirmation.

Limitations to consider

The main drawback is speed. While some sportsbooks (notably bet365 when using Trustly) process bank transfer withdrawals in a matter of hours, others take two to five business days. If fast access to your winnings is a priority, an e-wallet or debit card may serve you better for cashouts. Wire transfers also tend to carry high minimum withdrawal amounts, making them unsuitable for smaller transactions.

Bank transfer fees at online sportsbooks

The sportsbooks covered on this page charge no fees on bank transfer deposits or withdrawals. That applies to both ACH-style online banking and, where available, wire transfers initiated through the sportsbook's cashier.

Whether your bank applies fees on its end is a separate matter. Most banks don't charge for incoming ACH transfers (i.e. receiving a withdrawal), but some do charge for outgoing wire transfers, which can run $15 to $30 per transaction depending on your institution. If you're planning to use wire specifically, it's worth checking with your bank before initiating a large withdrawal. For everyday deposits and withdrawals, online banking (ACH) avoids this concern entirely.

Compared to methods like wire transfers initiated externally or certain prepaid options, bank transfer via ACH is one of the most cost-effective ways to move money. There are no conversion fees, no transaction surcharges from the operator, and no minimum spend required to avoid a fee tier.

Bank transfer deposit and withdrawal limits

Limits vary across operators, so it's useful to compare them before committing to a sportsbook based on your typical deposit and withdrawal sizes.

Sportsbook Min deposit Max deposit Min withdrawal Max withdrawal Fees
BetMGM $10 $25,000 $20 $50,000 None
FanDuel $5 $25,000 $10 $10,000 None
DraftKings $5 $25,000 $1 $60,000 None
bet365 $10 $25,000 $10 $50,000 None
Borgata $10 $25,000 $10 $50,000 None

Can you claim betting bonuses with bank transfer?

Bank transfer deposits qualify for welcome offers across the board. None of the sportsbooks featured here exclude this payment method from their introductory promotions, so you won't need to fund your account with a card or e-wallet specifically to access a bonus.

Some offers do require a minimum first deposit to unlock the promotion. The minimums vary: BetMGM and bet365 require at least $10, while FanDuel and DraftKings start at just $5. As long as your bank transfer meets or exceeds the offer's threshold, it will count. There are no separate promotional codes required specifically because of the payment method - any applicable code is tied to the offer itself, not the funding method.

If you're comparing welcome offers before signing up, the sportsbook promo codes page gives a current rundown of available promotions across licensed US operators, including terms and any codes you'll need at registration.

Bank transfer vs other payment methods

Bank transfer sits in an interesting position in the sportsbook banking landscape. It's more universally accepted than PayPal and carries higher limits than most debit cards, but it can't compete on withdrawal speed with e-wallets or Apple Pay. Understanding where it fits helps you decide whether to use it exclusively or combine it with another method for cashouts.

The table below compares bank transfer against PayPal and debit cards across the metrics that matter most to everyday bettors.

Feature Bank transfer PayPal Debit card
Deposit speed Fast (ACH); slower for wire Instant Instant
Withdrawal speed 1 hour to 5 business days depending on operator 24-48 hours typically Fast at some operators; not offered at others
Fees None from sportsbook; bank may charge for wire None from sportsbook None from sportsbook
Deposit limits Up to $25,000 Up to $10,000 typically Varies; often lower than bank transfer
Withdrawal limits Up to $60,000 (DraftKings) Up to $20,000 at some operators Not available at all operators
Privacy Bank credentials not shared with sportsbook Only PayPal login required Card details shared with sportsbook
Availability All operators listed here Most major operators Deposits widely available; withdrawals more limited
Account required Bank account only PayPal account required No additional account needed

Is bank transfer safe at online sportsbooks?

Using bank transfer at a licensed US sportsbook is a secure way to manage your funds. When you deposit via online banking, authentication happens through your bank's own secure portal. The sportsbook receives a transaction confirmation but never gains access to your full account credentials or banking password. This is one of the stronger privacy arguments for using bank transfer over entering card details directly.

All sportsbooks featured on this page hold valid licenses from state gaming regulators, which carry strict requirements around the handling of player funds, data security, and dispute resolution. These regulatory frameworks mandate that operators keep customer funds in segregated accounts and maintain systems that meet defined data-protection standards. Choosing a licensed operator is the single most important step you can take to ensure your money is protected.

Bank transfers themselves are regulated financial transactions subject to standard banking protections. ACH transfers in the US are governed by rules set by Nacha (the organization that manages the ACH network), and your bank's own fraud monitoring will flag unusual activity. If a transaction goes wrong, you have recourse through both the sportsbook's customer support and, where applicable, your bank's dispute process.

BetMGM
4.8 / 5
betting.net™ Rating
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BetMGM
4.8 / 5
betting.net™ Rating
Top Features
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Bet365
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Bet365
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FanDuel
4.7 / 5
betting.net™ Rating
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FanDuel
4.7 / 5
betting.net™ Rating
Top Features
  • Deep market coverage across major U.S. sports and leagues
  • Same Game Parlay builder is fast and easy to use
  • Live betting interface updates quickly with real-time odds
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DraftKings
4.6 / 5
betting.net™ Rating
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DraftKings
4.6 / 5
betting.net™ Rating
Top Features
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Fanatics
4.6 / 5
betting.net™ Rating
Top Features
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What is bank transfer and how does it work?

A bank transfer is a direct movement of funds between two bank accounts. In the context of sports betting, it means your money moves from your personal checking or savings account into your sportsbook account, or back again when you withdraw. There's no intermediary wallet involved: the money travels through the banking system using your account and routing numbers.

In the US, most sportsbook bank transfers use the ACH (Automated Clearing House) network, often accessed through an online banking portal or a third-party provider like Trustly or PayWithMyBank. These tools let you authenticate directly through your bank's own login rather than manually entering account details each time. Wire transfers are a second type of bank transfer, typically used for larger sums, and they operate on a separate network with different processing times and, in some cases, fees from your bank.

Bank transfers became popular for sportsbook deposits because they have higher limits than most cards, work for both deposits and withdrawals at most operators, and don't require a separate account with a payment provider. For bettors funding accounts regularly or cashing out larger winnings, the method offers a practical, low-cost route that connects directly to the account they already use every day.

How to set up online banking for sportsbook deposits

You don't need to create a new account anywhere to use online banking at a sportsbook. As long as you have an existing bank account, the setup is handled during your first deposit through the sportsbook's cashier.

  1. Have your banking details ready: For ACH, you'll need your bank's routing number and your account number, both found on a check or within your bank's online portal.
  2. Select online banking at the cashier: During your first deposit, choose the online banking, ACH, or bank transfer option in the sportsbook's banking section.
  3. Choose your bank from the list: Many operators use a provider like Trustly, which will show you a list of supported banks. If yours is listed, selecting it will redirect you to your bank's own login screen.
  4. Log in through your bank's portal: Enter your bank credentials on your bank's secure page. The sportsbook never sees this login - it only receives confirmation that the transfer was authorized.
  5. Authorize the transaction: Confirm the amount and authorize the transfer. Your bank may send a two-factor authentication code for additional security.
  6. Save the method for future use: Most sportsbooks allow you to save your linked bank account so future deposits and withdrawals skip the linking step entirely.

How we rate bank transfer betting sites

Evaluating sportsbooks on their banking capabilities involves more than just checking whether a method is listed. Here's what we look at when assessing bank transfer support specifically.

Deposits and withdrawals both supported

A sportsbook that accepts bank transfers for deposits but not withdrawals is only half the picture. We look for operators that support the full round trip, so you can fund your account and cash out through the same channel. Where withdrawals aren't available via this method, we flag it clearly.

Processing speed

We compare how quickly funds arrive after a withdrawal request is submitted. Speeds range from under four hours at the fastest operators to five business days at the slowest. This is especially relevant for regular bettors who want timely access to their winnings rather than waiting several days per transaction.

Limits that suit most bettors

We check both the minimum and maximum transaction limits. A very high minimum deposit might exclude casual bettors; a very low maximum withdrawal might frustrate higher-volume users. The best operators set limits that work across a wide range of betting habits.

No fees

Fee-free banking is something we expect as a baseline. Any operator that applies a fee to deposits or withdrawals via bank transfer scores lower in this category. All the sportsbooks featured here meet this standard.

Ease of use in the app

The deposit and withdrawal flow matters as much as the underlying method. We consider how many taps it takes to complete a transaction, how clearly the banking menu is laid out, and whether the mobile app makes linking a bank account intuitive or unnecessarily complicated.

Overall sportsbook quality

A great banking setup at a weak sportsbook doesn't serve the bettor well. We also weigh sports coverage, in-play market depth, app quality, promotional value, and customer support reliability when ranking the operators on this page. Banking is one factor in a broader assessment.

Licensed US sportsbooks support a wide range of banking options beyond bank transfers, and the right choice often depends on how quickly you need access to withdrawals or whether you prefer a particular card network or digital wallet. The table below links to our dedicated guides for other common deposit and withdrawal methods.

Final thoughts

Bank transfer is a reliable, cost-effective way to manage sportsbook deposits and withdrawals in the US. The combination of high limits, no fees from the operator, and direct connection to your existing bank account makes it a practical default for bettors who move money regularly or prefer to keep everything within their primary financial institution. Processing times vary meaningfully across operators, so it's worth picking a sportsbook whose withdrawal speed aligns with your expectations.

If what you've read here has helped you narrow down your options, use the links on this page to register and claim the welcome offer that fits your first deposit size. Checking the free bets and bonus offers page is also a useful step before you commit, since introductory offers change periodically and it's worth making sure you're getting the current deal.

BetMGM
4.8 / 5
betting.net™ Rating
BetMGM Review

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BetMGM
4.8 / 5
betting.net™ Rating
Top Features
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Cashout yes
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Bet365
4.7 / 5
betting.net™ Rating
Bet365 Review

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Bet365
4.7 / 5
betting.net™ Rating
Top Features
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FanDuel
4.7 / 5
betting.net™ Rating
FanDuel Review

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FanDuel
4.7 / 5
betting.net™ Rating
Top Features
  • Deep market coverage across major U.S. sports and leagues
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FAQs

Which betting sites accept bank transfers?

All of the sportsbooks featured on this page accept bank transfers for deposits. Most also support bank transfer withdrawals, though the specific method (ACH, online banking, or wire) and processing times differ by operator. BetMGM, FanDuel, DraftKings, bet365, and Borgata all support bank transfers in some form.

Is bank transfer safe to use at online sportsbooks?

Yes. Licensed US sportsbooks use secure banking portals and encryption to protect transactions. When you deposit via online banking, you authenticate through your own bank's system, so the sportsbook never has access to your banking credentials. State gaming regulators also require licensed operators to meet strict standards around the handling of customer funds.

Are there fees for using bank transfer at a sportsbook?

Licensed sportsbooks don't charge fees on bank transfer transactions. However, if you use wire transfer specifically, your own bank may charge a fee for outgoing wires, which can range from $15 to $30. ACH-based online banking transfers typically carry no bank-side fees either.

How fast are bank transfer withdrawals?

Speed varies by operator. bet365 processes bank transfer withdrawals in as little as one to four hours. BetMGM typically takes one to three business days, FanDuel two to four business days, and Borgata two to five business days. DraftKings is fast for online banking withdrawals, though wire withdrawals carry high minimums and take longer.

Can I claim a welcome offer when depositing with bank transfer?

Yes. Bank transfer deposits qualify for welcome offers at the sportsbooks featured on this page. No payment-method-specific exclusions apply. Make sure your deposit meets the minimum required by the promotion you're claiming, which varies by operator.

What is the minimum deposit via bank transfer?

Minimums differ by sportsbook. FanDuel and DraftKings both accept deposits from $5 via online banking. BetMGM, bet365, and Borgata have a $10 minimum deposit. None of these minimums are especially restrictive for most bettors.

Can I withdraw via bank transfer if I deposited using a different method?

This depends on the sportsbook. Some operators, including Borgata, require that you withdraw using the same method you deposited with. Others are more flexible. If you're planning to use bank transfer for withdrawals but deposited via card or e-wallet, check the operator's withdrawal policy before requesting a payout.

Do all states allow bank transfers at licensed sportsbooks?

Bank transfer availability is tied to the sportsbook's licensing rather than any state-level restriction on the payment method itself. The key question is whether a given sportsbook is licensed in your state. Availability varies by operator: DraftKings and FanDuel cover the most states, while Borgata is currently available in New Jersey only.

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